Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email [email protected]

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

Xstatic3333 member

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Xstatic3333
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  • Xstatic3333 earned the 2500 Comments badge.
    Another day, another comment, another badge.
    December 2016
  • Thanks for sticking with us for 4 years.
    July 2016
  • Xstatic3333 earned the 500 Love Its badge.
    You received 500 Love Its. It ain't no fluke, you post great stuff and we're lucky to have you here.
    July 2015
  • Thanks for sticking with us for 3 years.
    July 2015
  • JackieFoley
    Does you know how long loans usually stay in Quality Control? Do you think this letter states I basically have it? I need some type of reassurance  Please see below:

    Date: December 9, 2014
    Property Address: ABC
    Borrower: XYZ

    Dear XYZ, 

    123 Mortgage Corp. is pleased to inform you that your application for mortgage financing to be sured by the real described aove as " Property Address" has been approved by our lender(s). The referenced lender on page two of this commitment letter, agree to provide mortgage financing to you subject to the conditions set forth. All outstanding conditions must be satisfied at least (5) Business Days prior to scheduling your closing. 123 Mortgage Corp's lender(s) reserve the right to terminate this commitment if, prior to closing, any adverse change occurs in any applicant's financial position or credit standing, which in the judgement of 123 Mortgage Corp and our Lender(s) affects the ability of the applicant to repay the mortgage indebtedness or if the imporvements to the property are damaged by fire or other casualty. 

    This commitment becomes void by and will expire if settlement does not occur within 60 days of the date of this letter.

    The terms of the financing being offered in this commitment are:

    Sales Price $X
    Loan Amount $X
    Interest Rate 4%

    Estimate Monthly Payments
    Principal and Interest $X
    Homeowners Ins: X
    Real Estate Tax $X
    Mortgage Ins. $X
    Total Est. Pmt $X

    Rate Lock Exp Date: 1/2/15
    This commitment is issued based on an interest rate of 4%. This rate is locked until the date indicated above. If no Rate Lock Exp Date is indicated above you haven't locked in your interest rate. To indicate acceptance, all borrowers must sign and date each page of this letter and return it to 123 Mortgage Corp. It is agreed and understood that if this mortgage loan is not settled in accordance w/ the terms and conditions of this commitment, and if you withdraw your loan request, 123 Mortgage Corp shall retain any fees collected as liquidated damages for the origination and approval of the loan. It is agreed that you are responsible for all attorney's fees and other expenses incurred as a result of processing this loan. Upon receipt of your acceptance of this commitment, we will instruct to initiate procedures necessary in preparation of your loan settlement.

    SPECIAL CONDITIONS OF MORTGAGE LOAN COMMITMENT LETTER
    *** Please note, any additional credit inquirers of our credit check dated 11/17/14 will need verified and documented. Please contact your LO immediately prior to having your credit checked by another party. It is best to refrain from having your credit checked will your loan is in process. 

    THE FOLLOWING CONDITIONS MUST BE RECEIVED (7) BUSINESS DAYS PRIOR TO CLOSING
    Loan is subject to final approval of ABC Union's Quality Control Dept. 

    On behalf of 123 Mortgage Corp, it is a pleasure to assist you in financing your home.
    December 2014
  • Xstatic3333 earned the 250 Love Its badge.
    You received 250 Love Its. Looks like you're popular around these parts.
    December 2014
  • Xstatic3333 earned the 1000 Comments badge.
    You’re practically family.
    November 2014
  • SmrBrd2012
    November 2014
  • Xstatic3333 earned the 100 Love Its badge.
    You received 100 Love Its. When you're liked this much, you'll be an MVP in no time!
    June 2014