In this economy it's hard to save money but it can also inspire one to save when times are better. That way if we have another recession like this or one loses their job they have backup. they used to say you should have at least three months of salary saved at a time, I think I remember hearing that "they" are saying more now but I can't remember what the amount is. So, in the event of an emergency or loss of job, how much do you have saved? Feel free to share more info if you like.
For the sake of argument, don't include 401k's or IRA's. I'm talking about just savings you could access right away if you needed to, without penalties.[Poll]