We have a $2000 deductible on our medical account. What exactly does that mean? Does it mean I have to pay $2000 of my medical expenses in the year before they will even start covering me?
Let's say for example, that we've been to the doctor 6 times this year for regular old check ups and had one medical emergency totalling $3000...we have to pay $2000 of it then the medical insurance will cover $1000?
Edit: I'm asking this because we haven't reached our deductible yet...we've only spent about $500 this year out of pocket in medical expenses but we went to the doctor while home in the states and they paid all but our $20 co-pay for the visit. now I'm sending in claims from Europe (it is a global plan so that is not the problem) and they are denying the claim saying I haven't reached my deductible yet.