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Tell me how you paid for school

I had made the decision to go back to school for a degree in nursing.  Now right our of high school I had golf and music scholarships and help from my parents so I had no student loans or anything 2 years were paid for.  Now I am on my own trying to get a degree and of course we make to much according to the fed gov't.  I filed my FASFA the other night are we should be able to contribute 20k per year which is just not possible.

The college I am looking to apply to for spring is 22k a year although I won't pay this much.  I believe overall I will spend around a total of 25k for my degree in nursing not including things I may have to purchase like uniforms and such.

How do you do it? I never had to take loans or grants so I am lost!! Also, any popular scholarships I should look for? I am the wife of a military employee but unfortunately they have not passed the GI bill where it covers spouses tuition. 

Any ideas are welcomed!

Melissa

BabyFruit Ticker BabyName Ticker

Re: Tell me how you paid for school

  • my whole college education was on loans, grants and scholarships.  I'm still paying off Sallie Mae!
  • Hey Melissa,

    If you want to email me questions I can help you out. I'm a financial aid officer at a college in Boston. Email is [email protected]

     

    I'm off to a meeting, but I can try to help you out! 

    [img]http://i55.tinypic.com/oan8jr.jpg[/img]
  • Ok wlel that really wasn't much help at all now was it...

    Check for some scholarships... there are lots of fuding options out there for nursing school because they are in such high demand.  Local rotary clubs, lions clubs, etc. give out scholarships as well for education.

  • My B.S. from Fitchburg State was on a loan from Nelnet and my Nursing degree I took out a personal loan but then the hospital paid it back after a year.

    2011 Race Schedule! 2/20/11-Flat 5k Foxboro-28:10 3/5/11-Irish 5k Pawtucket-26:57 PR!!!! 3/19/11-St.Pats 5k Providence-26:59 7/4/11-Harvard Pilgrim 10k Foxboro-1:00:00 Instant PR!! 8/7/11-Rock-n-Roll 1/2 Marathon Providence-2:11:07 Instant PR! 10/10/11-Tufts 10k for Women Boston-????
  • Thanks Melissa! I will def. email you but it won't be til later tonight when I have access to my home email.  I would appreciate your help a TON!

    Kelly,

    I read on the schools website about repaying the nursing loans.. let me see if I can find it and maybe you can give me insight. The last line of this is what confuses me like it's just thrown in there

    The state of North Carolina awards annual scholarships to NC residents enrolled in a nursing program in preparation for licensure as a Registered Nurse. Awards to candidates in the Associate of Science program range up to $3,000.  Awards to candidates in the Bachelor of Science program range up to $5,000. Service as a full-time registered nurse in NC upon graduation allows cancellation of the loan.

    BabyFruit Ticker BabyName Ticker
  • For Undergrad:

    Federal loan each year for max allowed, then some savings, then I worked.

    Law School:

    Couldn't work, no money saved, so did it all on loans.  Maxed out federal loans first, then did private loans (Access, Consern, etc).  Will be paying for my law degree until I die.  

     

    Good luck!

    Wife, mom, attorney, blogger, runner - trying to learn to love all the good things in life!!
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  • we are both still paying many loans!!!
    Excited for Baby #2!



    My Blog [url=http://www.simplymommies.blogspot.com]Simply Mommies[/url]
  • My college was all loans and I am still paying...SUCKS!!

    Good luck...go to the financial aid dept at the college they should be able to help you.

    ~Meredith~
    Mommy to Indiana Italia 3.26.07 and Reid Thomas 1.25.10

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  • Hey Melissa Im not sure what that means. Huh?
    2011 Race Schedule! 2/20/11-Flat 5k Foxboro-28:10 3/5/11-Irish 5k Pawtucket-26:57 PR!!!! 3/19/11-St.Pats 5k Providence-26:59 7/4/11-Harvard Pilgrim 10k Foxboro-1:00:00 Instant PR!! 8/7/11-Rock-n-Roll 1/2 Marathon Providence-2:11:07 Instant PR! 10/10/11-Tufts 10k for Women Boston-????
  • dh and I both had all loans, grants and scholarships.  We'll be paying them until Nicholas goes to school at least!  Uggh
  • DH and I had to take out federal loans for our undergrad and we just had to take out more for our grad.  We'll be paying them forever and while it sucks we're still managing to live comfortably.  Once we both get our Master's we'll get significant pay raise so that will help balance it out.
    [url=http://www.TickerFactory.com/debt/wXU1PNx/]
    [img]http://tickers.TickerFactory.com/ezt/t/wXU1PNx/debt.png[/img]
    [/url]
  • undergrad - scholarship, student loans, parents paid the rest

    1st master's - paid 100% by my company at the time

    2nd master's - I'm paying as I go (cash)

  • Some grants for grad school but mostly loans.  I am not looking forward to them coming due in December; thank God DH has a job now or we'd be screwed!
    [IMG]http://i49.tinypic.com/ogbg9i.jpg[/IMG]

    TTC since 2008

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  • Undergrad- federal Stafford loan

    Grad- Loan through SallieMae

  • image FallLove2005:

    Thanks Melissa! I will def. email you but it won't be til later tonight when I have access to my home email.  I would appreciate your help a TON!

    Kelly,

    I read on the schools website about repaying the nursing loans.. let me see if I can find it and maybe you can give me insight. The last line of this is what confuses me like it's just thrown in there

    The state of North Carolina awards annual scholarships to NC residents enrolled in a nursing program in preparation for licensure as a Registered Nurse. Awards to candidates in the Associate of Science program range up to $3,000.  Awards to candidates in the Bachelor of Science program range up to $5,000. Service as a full-time registered nurse in NC upon graduation allows cancellation of the loan.

     

    Melissa, it sounds like this is aid that the state awards in order to keep students in North Carolina after they graduate. Sounds like it is a loan, and if you leave the state after you graduate you have to repay it. But if you stay, they will forgive it and you won't have to pay it back. Lots of states/schools are doing that right now because RNs are in high demand and they want to keep the graduates right there.

    As far as how I paid for school, undergrad was pretty much all federal stafford loans and a little bit of grant money. I also got a Perkins loan one year. Grad school is all stafford loans. Our FAFSAs came back much like your's - an EFC of around $20k. My husband and I just laughed. The calculation of how that is figured out is pretty unrealistic most of the time.

    Anyway, the offer still stands to shoot me an email! I can help you with the general stuff at least. I'm a big supporter of hitting up your financial aid office though. They should be able to counsel you through what is best. :) good luck!

    [img]http://i55.tinypic.com/oan8jr.jpg[/img]
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