My husband wants to set a monetary savings goal before we have children and we really disagree on the price. It feels really wrong to put off babies simply because we don't reach that dollar sign. I'm perfectly OK waiting for other circumstantial reasons like school, settling down, etc., but I'd prefer to have a baby between 26 and 31. The older I get past 31 the more risk I take that my baby could have chromosomal and other birth defects. Have any of you set a specific savings amount you want before you ttc? What would you consider reasonable vs. unrealistic?