I have a huge problem. My husband's sister called him yesterday and asked if she and her kids could move in once her home is finally foreclosed on. He agreed saying "I'm not going to let my sister, niece, and nephew get thrown out into the street." So now it's inevitable that they will be moving in soon. I am absolutely devastated by this. We just moved to the state a little over a month ago. We had been living in an apt and were completely fed up with apartment living because of the lack of privacy. When DH was offered a job transfer we decided to go for it and start over fresh. We thought that the cheaper cost of living would give us the opportunity to finally move into a house. Well, that's exactly what we did. We moved into a beautiful 3 bedroom home in a great neighborhood. We loved our new home and everything about it and we especially enjoyed our privacy (we currently don't have any children).
We had been hearing about his sister and her money issues for years. She and her husband we're always on the brink of foreclosure. Even though they could barely pay the mortgage or the other household bills they would splurge on expensive things like a projector screen tv or new shiny rims for their car. Every now and again they would come into money from settlements from one of the husband's many bogus lawsuits. They would never save the money for a rainy day or use it to pay extra on the mortgage. As soon as the money was all spent, they would go back to begging family members for loans (including DH).
Fast forward to today and she informs DH that the foreclosure is going through. I think it's such a coincidence that they were able to eke it out all these years but as soon as we happen to move to the same state, now they are getting thrown out. DH said that he heard that they stop paying the mortgage. The only reason someone would do that is if they knew they had a definitely alternative residence. Guess that's where DH and I come in because they knew he wouldn't let them get thrown into the street.
I feel sick, disappointed, used, and depressed. Looking back, I feel like when they came over to visit that they were just scoping out the place. I had spent hours fixing up the "guest" room because my parents were supposed to visit for my birthday in a few weeks. Now that can't happen. They would have to stay at a hotel. I feel like I fixed the room up and decorated it just for the sister-in-law. When she saw the room she marveled over the setup and the decor.
So basically I went from having a beautiful empty home with just me and DH to having his sister and her two teenage kids moving in. This is complicated by the fact that I never really liked the sister because of her money-leeching ways and by the fact that we don't have kids yet but now we'll be living with 2 teenagers.
My concern is that the sister has no plans to increase her income. She currently works part time as a medical biller and has done so for years. She's made no move to try to find a full time job or even a second job even when she knew she was going into foreclosure. I feel like if she didn't step up when that was happening why would she make the extra effort to increase her income after she moves in with us? I'm wondering how will she get her own an apartment based on her current salary and terrible credit? It's my understanding that she's leaving her husband due to him having an affair and a child outside the marriage.They aren't legally divorced (they can't afford to) so there will be no child support, alimony, or anything else coming from him.
I just see her moving in as permanent because she doesn't have the means to get an apartment on her own. Besides that, I can see her not contributing to helping with any of our increased bills since she will be "saving to move out". I can't see anything good coming out of this situation. I am so angry I don't know what to do.