Ok girls, I need some advice. I'm posting this on 9-5 too, but since I interact with you girls more I value your opinion
My brother and I are toying with the idea of selling our dad's business. Our dad died a couple years ago, the 2 employees quit and left us stranded a couple weeks ago right at the start of sales season. So, I am trying to evaluating my job options to decide whether to: sell the company and require that we can have a job if we want to be in crop insurance still or sell it and walk away from the industry and do something else.
Job 1: Crop Insurance - it makes really good money for now, it would be a very very flexible schedule during the down times, and I would be my own boss. On the flipside, the government has their hands around crop insurance and it could be yanked at any time, something my dad always worried about. Even though the schedule is flexible, its down right terrible in Feb and March when you are getting all your business signed up for the year, then in June, July and Aug when you are getting all of your customers acres that they planted. You basically work your life away for 5 months out of the year, stay somewhat busy for 4, then twiddle your thumbs for 3. This would also determine when the hubs and I have a baby. We would have to TTC in the months that would would allow me to give birth during the twiddling thumbs part of the year.
Job 2: something to do with my marketing degree - One of my dads friends owns a very, very successful company here in town and I am about 90% sure if I called him and told him I needed a job, he would find something for me. I have never heard anyone complain about working there, they have great benefits and are very family oriented. Their turnover rate is very low. The drawback would be probably less money and I would have a boss. There would be advancement opportunities I'm sure. What I would like is I would have a steady schedule and workload and the little headaches of owning a business would be someone elses problem. And I could have a baby whenever my body decides to get pregnant. I could also sell other lines of insurance on the side, like auto, home and business to help make up some of the potentially lost income.
So, do I give up the flexibility of being self employed and being my own boss for a job the typical 23 year old college graduate has that might make me happier with my personal life even if it is less money? Or do I keep the family business alive even though it means being stressed to the max a 1/2 the year and barely seeing my hubby(and babies eventually) while honoring my dad?
My dad wouldn't want me to be miserable, which is what I am right now. My being miserable has a lot to do with the 2 employees quitting and its sales season. Being self employed is usually the American dream, but its been an absolute nightmare for me and has left a bad taste in my mouth. I'm sure under normal circumstances being self employed would be great, but I dont know ifI want to give it a second chance.
What would you do?