Tell me about your experience with home improvement loans -- did you use the same bank, what was the approval process like, what rates did you get?
We estimate that we want to add about $30,000 in improvements to our new house (including gutting the kitchen, recarpeting/refinishing the floors and painting). We could pay cash but that on top of the down payment would leave us with limited savings. DH is thinking of maybe financing at least half of it, so just curious what your experiences have been and what to expect.
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