Colorado Nesties
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

Credit Counseling/consolidation?

If you've heard/experienced any of the companies that do this please inform here!  I have a CW asking but I've heard that you shouldn't do this.
If the family were a fruit, it would be an orange, a circle of sections, held together but separable - each segment distinct. ~Letty Cottin Pogrebin
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Re: Credit Counseling/consolidation?

  • Money Management International (www.moneymangement.org) They're who I'm working with (debt consolidation).

    You can PM or FB mail me if you want any more info.

  • I went through Consumer Credit Counseling Service in Minneapolis when I was about 24... it was either that or declare bankrupcy (I had just voluntarily turned in a vehicle they were about to send out to get repossessed, my bank had closed my checking account due to me bouncing countless checks, and my credit was already shot). 

    I was out of debt - I mean all the way - in one year.  I worked my A$$ off during that year and lived off of $20/week in groceries, but I did it, and CCCS played a huge role in consolidating my debt into one monthly payment to them and reducing my balances where they could. 

    Yes, it gives your credit a big hit if you use them.  But if it's already shot to hell, might as well use them.

    Waiting for some innocuous creativity... I'll let you know.
  • image Lady Disdain:

    I went through Consumer Credit Counseling Service in Minneapolis when I was about 24... it was either that or declare bankrupcy (I had just voluntarily turned in a vehicle they were about to send out to get repossessed, my bank had closed my checking account due to me bouncing countless checks, and my credit was already shot). 

    I was out of debt - I mean all the way - in one year.  I worked my A$$ off during that year and lived off of $20/week in groceries, but I did it, and CCCS played a huge role in consolidating my debt into one monthly payment to them and reducing my balances where they could. 

    Yes, it gives your credit a big hit if you use them.  But if it's already shot to hell, might as well use them.

    The company I'm working with is a division CCCS, just an FYI. Definitely not one of those places you hear commercials for on the radio! :) Or send your CW to www.nfcc.org (that's how I found MMI). National Foundation for Credit Counseling.

  • I used a non-proift several years ago and it was a great decision for me.  My credit score is outstanding now.  Family Financial Education Foundation (FFEF)
  • Thanks ladies!  I'll pass along the information.

    Sam is it ok if I have her contact you personally if she wants to talk to you?

    If the family were a fruit, it would be an orange, a circle of sections, held together but separable - each segment distinct. ~Letty Cottin Pogrebin
    image
    Married Bio
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