I posted this under Money Matters too but really need advice. Need Help!! Extremely stressed about money and need advice.
I stay at home with our 5 month old baby. Husband works very hard for our family. Were living in Vegas, husband lost home and business and I got laid off. Moved back to husband's home town and renting house from his parents.
Our rent is always late. I am juggling credit cards to avoid interest rates. Each time a bill comes in it gets added to the stack and waits to get paid. Just about everything for our baby are hand-me-downs. I have been wearing the same pair of contacts for almost 2 years. They are month desposables! I have no health insurance. Husband is filing for bankruptcy. We are barely squeeking by with our bills. I withdrew from my very small IRA to pay off my car to save on the payment each month. I have one credit card that was zero % until July on 2010. However, since we did not pay on time, they have called the interest due which is almost 30%! I went out of town for my sister's wedding and came home to find 2 brand new tv's. Which I am not surprised. He had been talking about it and knew I did not agree with him.
I do not know what to do. Part of me wants to say okay, if he is not concerned about our financial health then why should I be. But, that is stupid and will further drown us. But, I can't continue to stress about the money while he makes stupid decisions like this and puts us further in debt. It's 4am and I am crying and stressed while he is sleeping soundly. He knows the financial situation we are in and he knows I think that it was not right to buy the tv's but he does not care!
I told him I love him and he works so hard he derserves the tv's but right now there are more important things to spend that money on. He listened but we still have the tv's and a stack of bills. I just don't know how to handle this. Please help !