DH and I made a decision last night to cancel our 1-year anniversary trip to SF/Napa/Big Sur. We were really reluctant to cancel it, and I'm upset about it, but it was absolutely the smartest decision considering our financial situation.
We are paying off our debt like mad, trying to get it gone in time to look at homes this fall. Everything we want for the future is based on getting this debt paid off - home, travel, starting a family. Now is just not a smart time for us to be spending money on a trip like that. We were planning to spend some savings and our stimulus check on this trip.
The thing is, we're hoping to TTC in a year or two, and wanted to travel a bit before then. The hardest thing to swallow was realizing we won't be able to. We realized that we had to sacrifice something, and lavish vacations were it. We'll have to save those for when we're older and we don't have so many other important things to save for.
So, we're going to drive to Maine and go camping for a few nights instead. It'll be less than a third of the cost of the SF trip - our "vacation fund" can cover camping in Maine, so we won't have to dip into savings or use our stimulus check for it.
Tell me we did the right thing! I'm still feeling mopey about it. :-/