Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

cbee817 member

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  • Re: June/July monthly check in

    June

    What were your financial goals for the month and were you able to accomplish them?

    DD#2 finished up day care- we spent over $82k for both girls so we're happy to have that payment complete! DH gets a lump paycheck to cover the summer from work so we were able to move $6k to savings. We also cut basic cable and switched internet- bill went from $97 to $42.

    July

    What are your financial goals for the month and how will you accomplish them?

    We're still waiting on a start date for the exterior project. If we don't get something by next week, we're going to postpone it a year and ensure a start date the following July. We finally got our state tax return back- over $800.

    We have been going through our belongings and pairing down quite a bit- feels wonderful to get rid of things. The bulk was donated, but some family members shopped at our "store". DH renovated the girls' closet- patched the walls, paint, new flooring, changed the light fixture, and de-cluttered. He's moving onto painting the office trim a clean white.

    Status of Ongoing Goals

    What are your short, middle and/or long term goals, and what are you doing to accomplish them?

    short: exterior renovation, small projects inside (painting trim, redo the stairs, maybe tile the fireplace), save $1k/paycheck.

    middle: cars paid off in 2 years, HELOC in 3 years (if we get the exterior renovation started), house in 4 years, vacations yearly with the girls, save $1k/paycheck.

    long: 529 plans, max all retirement avenues, save $4k/month to an investment account, tiny(ish) house for retirement.

    GTKY Bonus:  

    Any vacations planned this summer? DH and I are going to NYC for a few days and to Toronto to listen to The Minimalists speak in August. Also planning a few day trips with the girls.

    short+sassycsuave
  • Re: May/June monthly check-in

    May

    What were your financial goals for the month and were you able to accomplish them?

    Save $1,979, keep better track of expenses. We also switched our internet provider ($70 to $40/month!) and dropped cable (we only got 23 channels for $19) completely.  

    June

    What are your financial goals for the month and how will you accomplish them?

    Last daycare payment! ($838), save $2,000, finalize outside renovation, watch expenses again. 

    Status of Ongoing Goals

    What are your short, middle and/or long term goals, and what are you doing to accomplish them?

    Short: exterior renovation with HELOC, NYC trip. Max retirement 

    Middle: car loans paid (2019), HELOC (2020), mortgage paid (2021). Max retirement yearly, girls' college, vacations yearly, leave current employer with 20 years/pension (2024) and plan for different work.

    Long: retirement 

    GTKY Bonus:  Seasonal

    Outdoor activities are in full swing.  Have you enjoyed any free outdoor activities recently or have plans for some?

    DD#1's school had a really cute art show and food trucks in the bus loop that we walk to. We've been taking a lot walks around the neighborhood. Summer concerts start after school is out in a few weeks. 

    GTKY Bonus:  MM-related

    Do you make/craft/build anything or have a skill like sewing that has the potential to save you money?  I say potential because DIY isn't always cheaper!
    Yes- I sew/quilt but once you have something professionally long armed, it becomes $$ (worth it to me though). DH is building himself a workbench for the garage and we have DIY'd house projects. 
    csuaveshort+sassy
  • Re: Book Question - not really MM

    DH is an English teacher so he has quite a few of those hardcover books from B&N. They're all classics- he is rereading a few and I'm sure the girls will read them. They have the Alice one too and Charlotte's web. We have Peter Pan and Black Beauty stashed away for DD#1's birthday. It's something a little special- I always loved the hardcover chapter books I had growing up. 
    blondie42107
  • Re: AW: New Landscaping

    The tree is beautiful! Looks so nice 
    AprilZ81
  • Re: Posting Pictures?

    Thanks @labro for the tip. Made a pledge with DH way back in 2004 that we would never join myspace(!) or Facebook. Have to honor that commitment- it's right up there with our wedding vows and if you lose a kid, don't ever come back.  ;)
    labrohoffseals1982