We were able to stay in budget and finish up all of the various projects (replaced front stairs, re-carpeted the main inside stairs, shampoo the bedroom carpet) within their respective budgets. Our yard sale earned us about $250 extra and we got rid of SO much stuff. And yet somehow still have a house full of stuff. At least it's progress lol.
Most importantly we got our vision/dental reimbursement sooner than I expected and were able to shove that back into our savings account so we reached our savings goal ($40k by my due date) 6 WEEKS early! I'm still funneling money into that account, but that's a relief knowing the baby emergency fund is squared away.
Square away all the insurance forms I'm going to need after the birth so that I just have to fill out the kid's name and birth date and get them submitted. I figure the more I can do ahead of time the better. Other than that just keep saving and try to take it easy.
Status of Ongoing Goals
Short - nothing really. Baby/emergency fund is in a good spot so we'll just keep saving and trying to minimize our expenses. I keep reminding my husband the less we draw down the account during my unpaid leave the more we'll be able to redirect toward another goal next year!
Middle - estate planning and keep saving up for a few bigger goals we want to accomplish in the next five years.
Long - retirement. It's on autopilot and it's on track.
GTKY Bonus: Seasonal
Hiking! We did a 1 mile, 600ft elevation hike on our babymoon and I was pretty darn proud of that considering I was 33 weeks lol. I've also got a running list of local walking trails that are stroller friendly that I plan on utilizing with the baby and the dog this summer.
GTKY Bonus: MM-related
Woof - I just tried this and got depressed lol. Good thing we aren't planning on cutting back our contributions anytime soon! In fact DH just upped his a month or two ago.hoffse said:I multiplied our annual budget by 25 to get to our "safe" retirement number. Then I just plugged what we already have saved into an investment calculator assuming a 6% annual return with no further contributions until the age of 65.cbee817 said:@hoffse - how did you calculate the coast number? Would love to know when/if we hit that number solely for peace of mind. Thanks!