I just paid off a credit card, I was carrying a small balance because this bank told my dad if he does X number of months without using it, their will be a charge or they will cancel him (something alone those lines). The limit is $500 and I have a $30 annual fee. how much will it effect my score by canceling? Dh says to keep it, but I's rather not pay the annual fee, and we have other cards for emergencies high high limits.
Multiple IVFs=TWINS! Due FEB 5, 2012!!