If you were a stay at home mom, and DH made $90,000 gross, in what range would you look for houses?
You will do an FHA loan
$40K student loan debt (DH)
you need to buy a new car soon--ETA: will be used vehicle purchase
DH's job is very secure
this is a 5-7 year home
E-fund is minimal, due to recent grad student status
ETA: To me, a minimal e-fund is three months of expenses. So we've got
that. Now assume that we do have a 10% DP because we're waiting just a
few months. All other numbers remain the same (debt, car, income). I added more info in a response below.