So I just had to share my frustrations with people who understand the joys of being a newlywed!
So we have been planning to buy house within the next six months. (We were prepared to be in a purchased home when our lease is up.) Well things suddenly went awry. We had planned to use our VA loan, since DH is prior military. So we called the bank to get our pre-approval and SURPRISE! we qualify for about $80,000 less than we were asking for. My husband is a student and receives a housing allowance from the gov't...but since it's not taxable, it can't be counted as income. So the bank is considering him unemployed! They think we are living off of yours truly's income solely. Plus they said our debt to income ratio is too high. UGH! So now we wait. 1 maybe 2 more years
I feel like we need to buy a house before we have kids and so this has just seriously thrown a wrench into my plan! Sometimes life is just SO frustrating...
(Thanks for letting me vent!)