I would like to get everyone's opinion on if financing furniture is a no-no. Havertys is offering 36 months no interest- min purchase $3000, and 20% down payment. So if we were to purchase the min in furniture and pay the down payment of $600, then we would have 3 years to pay off $2400. But we could pay off the $2400 easily in one year ($200 a month).
We have alway paid cash for things like this. We don't have store credit cards. But we do have $6000 in cc debt that will be paid off in about 4 months.
Does financing furniture affect your credit at all? It just seems like this is a really good deal, and we could really use some furniture.