Buying A Home
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Missing our Appraisal Deadline?
Hello, everyone, I am freaking out a little, so please forgive me if this post sounds a little manic. Our appraisal deadline is midnight tonight, and the appraiser was out at the house last Wednesday. Yesterday, our agent drew up an "Amend and Extend" paperwork bet the seller refused to sign it. He said that he had spoken to the appraiser, and that the appraiser had confirmed that we'd have the results by the end of the day.
About noon today, our agent contacted their agent again and asked them to sign, as we still don't' have it. They again declined to sign the extend, saying that it'll be in today. I've been texting our loan officer all day, and he's been promising that we'll have it by five. Now he's changed his tune, saying that if we don't have it by five, we'll just have to do the extension.
If the seller refuses to sign the extension, we'll be out of contract. I don't really know what that means... my agent assures me that our earnest money's not at risk, but she doesn't really know what will happen from there, because she's never run into a situation where both the lender's taking forever and the seller won't extend. She thinks that the seller probably will extend at the last minute, but I don't know what to expect here. I'm getting a bit panicky.
The lender is exhibiting no sense of urgency at all, he doesn't seem to care even a little. Both my agent and I are extremely annoyed by his dismissive attitude. Shouldn't hundreds of thousands of dollars entitle me to some customer service at least?!
Has anyone else been in this situation, or does anyone have any advice for me?
Thank you so very very much.